ATM Facility

Gold Loans

Home Loans

Core Banking

Savings Bank


Dear All,
You are most Welcome to the website of Vandana Service Rural Co-operative Bank Ltd, Poovar.

With the continued support extended by our loyal customers, our Bank could register a commendable performance during financial 2016-17.

Our result over the last financial years is an outstanding achievement since the banking sector in India had witnessed a modest growth in a year.

I still feel, the achievements made so far leave no scope for complacency. I take the opportunity to seek the whole-hearted support and guidance from all the share holders for a brighter future of this bank.

Sincerely extending my gratitude for the support you have left for the last 50 years.





Banking Services

Our mission is to deliver reliable, latest services.


We are providing facility of ATM to our customers.

SMS Banking

In just one click you can get your money instantly.


Now you can transfer your funds at any time and it will reach instantly.

About Us

Vandana Rural Service Co-operative Bank Ltd is the leading co-operative financial institution in karumkulam village, Kerala. It has played a major role in the social and economic development of karumkulam village, Kerala Since 1965.

Now the investment has been reached more than 150 crores. Common people had to face starvation. To avert this phenomenon P.C.C society decided to collect food grains from farmers and paddy cultivators and distribute them among people who were on the verge of starvation. P.C.C society were formed for this purpose.